PhonePe Launches International Travel Insurance With Free eSIM: Complete Guide for Indian Travelers

Indian travelers planning trips abroad now have a smarter way to stay connected and protected, thanks to PhonePe’s latest offering. In partnership with Matrix Cellular International Services, PhonePe has introduced international travel insurance plans that come bundled with a complimentary eSIM, providing both travel security and seamless connectivity.
PhonePe, one of India’s leading digital payment and financial services platforms, now offers international travel insurance policies that include a free eSIM. This eSIM comes preloaded with 500MB of international data, allowing users to access the internet as soon as they land overseas. There is no extra charge for the eSIM, making it a valuable addition for travelers who want to avoid the hassle of buying local SIM cards or paying for expensive international roaming.
Who Can Get the Free eSIM and How Does It Work?
The free eSIM is available to anyone who purchases an international travel insurance policy through the PhonePe app. After buying the policy, users receive an activation link for the eSIM via email. The eSIM can be activated instantly and is compatible with smartphones that support eSIM functionality. This means travelers can connect to the internet right away, making it easier to navigate new destinations, contact family, or handle emergencies.
Key Benefits of PhonePe International Travel Insurance
PhonePe’s travel insurance plans start at just ₹23 per day and offer a comprehensive range of benefits for Indian travelers. Below some points are the main features:
- Coverage for medical emergencies, including hospitalisation and treatment overseas.
- Protection against trip delays, cancellations, or emergency interruptions.
- Compensation for lost baggage or passport.
- Instant policy issuance within minutes through the PhonePe app.
- 24×7 claim support from trusted insurance partners.
- Free cancellation up to one day before departure.
These features make PhonePe’s travel insurance a reliable choice for anyone looking to travel abroad with peace of mind.
How to Buy PhonePe International Travel Insurance: Step-by-Step Process
- Open the PhonePe app and navigate to the Insurance section.
- Select ‘Travel Insurance’ and choose the ‘International Plans’ option.
- Enter your trip details, including destination, travel dates, and number of travelers.
- Compare available policy options to find the best coverage for your needs.
- Choose your preferred plan, complete the payment, and receive both the policy document and eSIM activation link instantly via email.
Why Is International Travel Insurance Important?

Traveling abroad can be unpredictable, and international travel insurance offers essential financial protection. Here are some reasons why every traveler should consider it.
- Medical emergencies in a foreign country can be expensive. Insurance ensures access to cashless hospitalisation and medical care worldwide.
- Trip disruptions, such as delays or cancellations, can lead to unexpected expenses. Insurance helps cover these costs.
- Losing baggage or a passport can disrupt travel plans. Insurance provides compensation and support to manage such situations.
- Emergency interruptions, such as family emergencies, can force travelers to cut trips short. Insurance helps minimize financial losses in these cases.
For more on the importance of travel insurance, you can visit the Insurance Regulatory and Development Authority of India (IRDAI) for guidelines and consumer advice.
Trusted Support and Instant Access
PhonePe’s partnership with Matrix Cellular International Services ensures that the eSIM is reliable and widely accepted in international destinations. The instant policy issuance and 24×7 claim support mean that travelers are never left without help when they need it most. For additional details on international eSIM technology and compatibility, you can refer to GSMA’s official eSIM resource.
Final Thoughts: Should You Choose PhonePe’s International Travel Insurance?
PhonePe’s international travel insurance with a free eSIM is a game-changer for Indian travelers. By combining affordable insurance coverage with instant connectivity, PhonePe addresses two of the most common challenges faced by people traveling abroad. This service is especially valuable for families, business travelers, and students who want hassle-free communication and strong financial protection during their journeys.
Moneygale recommends that all international travelers consider comprehensive travel insurance and take advantage of the free eSIM offer for a safer, more convenient travel experience.
For the latest updates on travel insurance products and digital payment innovations, visit Moineygale