An investment calculator is a powerful financial tool that helps investors estimate potential returns on their investments. Whether you’re planning for retirement, saving for a big purchase, or building wealth, understanding how your money grows over time is crucial.
Whether you’re a beginner starting with your first ₹5,000 investment or a seasoned investor managing a ₹50 lakh portfolio, understanding the power of compound interest and regular investing can significantly impact your financial future. We’ve designed this tool to give you bank-grade accuracy with user-friendly simplicity.
Investment Calculator
Calculate your investment returns with detailed growth schedule
Your starting investment amount
Expected annual return percentage
Duration of investment
How returns are calculated
Investment Results
| Period | Opening Balance | Returns | Closing Balance |
|---|
1. What is an Investment Calculator?
An investment calculator is a digital tool that projects:
- Future value of investments
- Total returns earned
- Year-by-year growth projections
Why Use Our Investment Calculator?
✔ Accurate Projections – Get precise estimates based on your inputs
✔ Multiple Calculation Modes – Simple and compound interest options
✔ Visual Growth Charts – See how your money grows over time
✔ Free & Easy to Use – No registration required
2. Key Features of Our Investment Calculator
1. Dual Calculation Modes
- Simple Interest Calculator – For short-term investments
- Compound Interest Calculator – For long-term wealth building
2. Flexible Input Options
- Enter any principal amount (₹1 to ₹1,00,00,00,000)
- Set annual return rates (0.1% to 100%)
- Choose time periods in years or months
3. Multiple Compounding Frequencies
- Annual compounding
- Quarterly compounding
- Monthly compounding
4. Detailed Amortization Schedule
- See periodic growth breakdown
- Track opening balance, returns, and closing bal noance
- Download full schedule as text report
5. Mobile-Friendly Design
- Works perfectly on all devices
- Clean, intuitive interface
How to Calculate investment Returns
Step 1: Enter Investment Details
- Initial Investment: Enter your starting amount (e.g., ₹1,00,000)
- Annual Return Rate: Input expected yearly return (e.g., 10%)
- Time Period: Select duration in years/months (e.g., 10 years)
Step 2: Select Calculation Type
- Choose Simple Interest for fixed returns
- Choose Compound Interest for exponential growth
Step 3: View Results
- Total Returns: See interest earned
- Final Value: Projected maturity amount
- Periodic Breakdown: Detailed growth schedule
Step 4: Download Report
- Get a text file with all calculations
- Save for future reference
4. Simple vs. Compound Interest Calculator
Simple Interest Calculation
Formula:
Interest = Principal × Rate × Time
Best for: Short-term investments, fixed returns
Compound Interest Calculation
Formula:
A = P × (1 + r/n)^(n×t)
Where:
- A = Final amount
- P = Principal
- r = Annual interest rate
- n = Compounding frequency
- t = Time in years
Best for: Long-term investments, wealth building
6. Real-World Investment Examples
Example 1: Fixed Deposit (Simple Interest)
- Principal: ₹5,00,000
- Rate: 7% p.a.
- Term: 5 years
- Returns: ₹1,75,000
- Maturity Value: ₹6,75,000
Example 2: Mutual Fund (Compound Interest)
- Principal: ₹10,000/month SIP
- Rate: 12% p.a. (monthly compounding)
- Term: 15 years
- Returns: ₹50,27,000
- Maturity Value: ₹73,27,000
7. Why Our Calculator Stands Out
✔ Detailed Growth Projections – See exactly how your investment grows each period
✔ No Hidden Costs – 100% free with no registration
✔ Privacy Focused – No personal data collected
✔ Used by 10,000+ Investors – Trusted accurate calculations
Conclusion: Start Growing Your Wealth Today
Our free investment calculator gives you the power to:
✅ Plan your financial future with confidence
✅ Compare different investment strategies
✅ Make informed decisions about your money
Try our calculator now and take control of your financial future!